Tom FiorPhiladelphia & Delaware County Realtor

Chestnut Hill | Philadelphia, PA

The Northwest Corner of Philadelphia, Where Two Rail Lines End

Chestnut Hill sits at the far northwestern edge of the city along Germantown Avenue, bordered by Wissahickon Valley Park and the Montgomery County line. Chestnut Hill Philadelphia real estate and homes for sale include large stone houses, twins, carriage houses and condominiums, and the area is among the higher-priced parts of the city.

Tom Fior · Realtor, Coldwell Banker Realty · Verified Google reviews below

What's It Actually Like in Chestnut Hill?

Germantown Avenue's Belgian block

The commercial district runs along Germantown Avenue, still paved in Belgian block through the heart of the neighborhood, with the trolley rails visible in the street.

Stone architecture and large lots

Much of the housing is stone construction on lots that are large by Philadelphia standards, including detached houses, twins and former carriage houses.

Both lines stop here — and stop here for good

SEPTA's Chestnut Hill East and Chestnut Hill West Regional Rail lines both have their terminal stations in the neighborhood.

Tom Fior, Realtor with Coldwell Banker Realty

Your local real estate resource

Hi, I'm Tom.

Tom Fior. I help buyers and sellers navigate Philadelphia and the surrounding suburbs with a simple approach: clear guidance, honest answers, and no unnecessary pressure.

I grew up in Delaware County and live in Philadelphia, so City to Suburbs isn't just a brand — it's the market I know personally. Whether you're comparing neighborhoods, moving out of the city, relocating to the area, or trying to figure out where you fit best, I'm here to help you make sense of your options.

Helping buyers understand the tradeoffs between Chestnut Hill, the rest of Philadelphia, and the surrounding suburbs.

Guidance First. Pressure Never.

The Chestnut Hill Real Estate Cheat Sheet

The stuff I'd want you to know before we started looking at homes here.

City
Philadelphia
County
Philadelphia County
ZIP code(s)
19118
Common housing
Detached stone homes, Twins, Carriage houses, Condos, Rowhomes
Housing era
Much of the housing dates from the 19th and early 20th centuries, with individually notable architecture throughout.
Center City relationship
Chestnut Hill is at the far northwestern edge of Philadelphia, connected to Center City by two Regional Rail lines.

Chestnut Hill is generally within 19118, at the northwest corner of Philadelphia.

What types of homes are in Chestnut Hill?

Chestnut Hill's housing is largely historic stone and masonry construction — detached houses, twins and converted carriage houses — plus condominium and apartment buildings and some attached homes near Germantown Avenue. Lot sizes, house sizes and price points run well above most of Philadelphia.

Does Chestnut Hill have SEPTA access?

SEPTA's Chestnut Hill East and Chestnut Hill West Regional Rail lines both terminate in the neighborhood, and the Route 23 bus runs the length of Germantown Avenue. Verify current schedules with SEPTA.

Is parking available in Chestnut Hill?

Most homes have driveways or garages; the Germantown Avenue business district has street and lot parking. Confirm parking arrangements on the specific property.

What are property taxes like in Chestnut Hill?

Philadelphia bills one citywide Real Estate Tax on the assessed value set by the Office of Property Assessment, so what you pay depends on the individual property's assessment and on any programs it qualifies for — the Homestead Exemption, LOOP, or a remaining tax abatement. There is no single “neighborhood tax rate,” so always check the actual property.

Are there historic-district considerations?

Chestnut Hill contains historically designated resources, and some properties are subject to review by the Philadelphia Historical Commission. If you plan exterior work, confirm the specific property's designation status before you buy.

The local detail people miss

You are still inside Philadelphia — with Philadelphia taxes

Chestnut Hill borders Montgomery County, and buyers often assume it is suburban. It is in the city, which means Philadelphia property tax, Philadelphia school assignment and, for residents, the city wage tax.

How do schools work in Philadelphia?

Philadelphia schools are assigned by address through the School District of Philadelphia, and the city also has charter, magnet and citywide-admission options. Confirm the catchment and any eligibility for a specific address with the District before you rely on it.

School District of Philadelphia

The Chestnut Hill Tradeoff

Why you might consider it — and what I'd want you to understand before you buy.

Why buyers consider it

  • Large historic housing on substantial lots

    The stock includes some of the largest and most architecturally distinctive homes inside city limits.

  • Two terminal rail stations

    Both Chestnut Hill Regional Rail lines end in the neighborhood, giving direct service toward Center City.

  • A concentrated business district

    Germantown Avenue provides a continuous walkable retail corridor through the neighborhood.

What you should know

  • Historic houses come with historic maintenance

    Slate roofs, older windows, aging systems and masonry repointing are real budget items in this housing stock.

  • Possible historic-review limits

    Where a property is designated, exterior changes may require review. Verify before planning renovations.

  • Higher entry price than most of the city

    This is one of the more expensive parts of Philadelphia, and inventory at any given time is limited.

Live home search

Could You See Yourself Living in Chestnut Hill?

See what's for sale right now.

Browse current homes for sale in Chestnut Hill through Tom's live home search.

Still Comparing Philadelphia Neighborhoods?

See how Chestnut Hill compares with other parts of Philadelphia you may also be considering.

  • Mount Airy

    Directly southeast along Germantown Avenue with a broader housing mix and generally lower price points.

    Explore Mount Airy
  • Manayunk, Roxborough & East Falls

    The other side of the Wissahickon, with denser rowhome housing and a different Regional Rail line.

    Explore Manayunk, Roxborough & East Falls
  • Center City

    The opposite end of the city's housing spectrum — condos and rowhomes with no yards, but every transit mode.

    Explore Center City

See every Philadelphia neighborhood →

Client stories

What Clients Say About Working With Tom

Real Google reviews from buyers and sellers Tom has helped.

5 on Google · 24 reviews
  • I originally found Tom through TikTok and immediately knew he would be someone my husband and I wanted to work with during our first time home buying process.
    Jacquelyn GlennGoogle Review · a week ago
  • I am a first time homebuyer, and my realtor Tom Fior was exceptional. I am beyond grateful for his guidance and support. He is very knowledgeable and was there every step of the way to answer every question that I had.
    Sherly BGoogle Review · 2 weeks ago
  • Buying a home can be overwhelming, but working with Tom made the entire experience feel manageable from start to finish. This was my third home purchase, and he was by far the best realtor I have worked with. From our very first conversation, Tom took the tim…
    Stacey HeinerGoogle Review · 3 weeks ago
  • Tom was patient and passionate about helping us find the right home. We went from property to property and he never loss his drive or professionalism.
    TahreeGoogle Review · 5 weeks ago
  • Tom helped the home buying process go smoothly. He always went above and beyond what was asked of him. He is excellent at explaining the home buying process from start to finish for first time buyers.
    Nicole McNameeGoogle Review · 7 weeks ago
  • Tom is the man. He didn’t over complicate the process of finding/buying and was available for questions 24/7. Couldn’t recommend him enough
    Eric McNameeGoogle Review · 7 weeks ago
  • Tom Fior is so awesome. Super communicative, explains the whole process extremely well and cares about you being comfortable in finding the home you want no matter how long the process can take!
    Teagan O'HaraGoogle Review · 12 weeks ago
  • Tom is the absolute best. Not only did he see what felt like a million houses with us, he was prepped with the knowledge to help us make each decision along the way. I can’t recommend him more.
    Michelle HiltGoogle Review · 13 weeks ago
  • Tom was the best when it came to helping us find our perfect home. As first time homebuyers, he educated us thoroughly on everything we needed to know.
    Kelly GonoudeGoogle Review · 18 weeks ago
  • I Highly recommend Tom to anyone looking to buy or sell a house! Me and my fiancee were first time homebuyers so this whole process was definitely intimidating at first until we reach out to Tom.
    Steve WeberGoogle Review · 19 weeks ago
  • Tom was extremely helpful while helping us find our first home. He’s very diligent when it comes to tracking down answers from sellers/realtors about certain specs of the houses and made the whole process a breeze for us.
    Brett CoperGoogle Review · 23 weeks ago
  • Tom recently helped my husband and I buy our first home. Throughout the entire process, Tom was extremely patient, responsive, professional, and detail-oriented.
    Hannah HowardGoogle Review · 32 weeks ago
  • Tom is an incredible realtor! We have gone through him multiple times for purchasing a home, and I am so glad we have. He is incredibly thorough, gives you honest opinions, and supports your decision making throughout the process.
    Briana MarmelsteinGoogle Review · 51 weeks ago
  • Tom was amazing! He was quick to schedule showings and made himself available at the times that worked for us. As first time home buyers, Tom answered all of our questions thoroughly and gave us peace of mind no matter what the question was.
    Lorianne StensonGoogle Review · Jul 1, 2025
  • It was amazing working with Tom! My wife and I were first time home owners. We saw Tom on TikTok and requested his first time owners Guide. We thought it was nice that Tom reached out to us the next day after requesting the guide.
    Stefon BrownGoogle Review · May 31, 2025
  • Tom was amazing to work with! He helped us buy our home and made the process smooth and stress-free. He was knowledgeable, responsive, and always had our best interests in mind. Highly recommend!
    Christina MilnerGoogle Review · May 31, 2025
  • Probably one of the greatest realtors around hands down. They say it is a rule of thumb to work with a few different realtors to get a good fit, but once you meet Tom he will be your guy.
    Justin Beasley-TurnerGoogle Review · 4 months ago
  • If you are looking for a realtor look no further. Tom Fior is a very good , understanding and patience realtor to work with.. our experience with Tom was very pleasant. Thank you so much Tom
    Alice HansfordGoogle Review · 37 weeks ago

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Tom Fior, Realtor with Coldwell Banker Realty

Thinking About Chestnut Hill?

Whether you're already looking at homes or still comparing Philadelphia neighborhoods, I'll help you understand the properties, the numbers and the tradeoffs before you make a move.

Guidance first. Pressure never.

Own a home in Chestnut Hill?Selling with Tom →

Chestnut Hill buyers scrutinize condition and systems in historic homes, so pre-listing clarity on roofs, mechanicals and any designation pays off.